Finclude was born from the cooperation of its founders namely one of South Africa´s leading universities, North-West University and QMuzik Technologies. The founders set out to develop an eWallet, informal trader, prepaid distribution and student grant solutions. These solution tracks later became the foundation of an encompassing eco-system wide community commercialisation solution.

To this day the NWU uses the solution on all three their campuses. Now joined by Africa´s largest retailers, utilities, banks and other champions of industry.